Legal
Terms of Service
Last updated: June 2026
These terms govern your use of Peak Points and any information you submit.
1. Acceptance of Terms
By accessing Peak Points or submitting the subscribe form, you agree to these Terms of Service. If you do not agree, please do not use the site or submit information.
2. What Peak Points Does
Peak Points is an educational website that offers simple calculators and guides to help you estimate what your credit-card and travel rewards points may be worth. All valuations are editorial estimates for informational purposes only and are not financial advice, offers, or guarantees of value.
3. Not Financial Advice
Point valuations change over time and depend on how you redeem. Peak Points is not affiliated with, endorsed by, or acting on behalf of any card issuer, airline, or hotel program. Always confirm current values and terms directly with your rewards program before making decisions.
4. Accurate Information
You agree to provide accurate, current, and complete information when subscribing or contacting us. Duplicate submissions using the same phone number or email address may be blocked.
5. Consent to Contact
By checking the consent box, you agree to receive marketing emails and SMS messages from Peak Points. See our SMS Terms and Privacy Policy for details on how we handle your contact information.
6. Acceptable Use
You agree not to misuse the site, submit false information, or attempt to interfere with its operation. We may remove submissions that appear fraudulent or abusive.
7. Limitation of Liability
Peak Points is provided on an 'as is' basis. To the fullest extent permitted by law, we are not liable for indirect or incidental damages arising from your use of the site or reliance on any estimate.
8. Changes to These Terms
We may update these Terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the revised Terms.
9. Contact
Questions about these Terms can be sent through our Contact page.