Know what your points are actually worth.
Make your points go further. Free calculators and simple guides to help you squeeze the most value out of credit-card and travel rewards.
Points Value Calculator
Estimated value
$625 – $1,025
Transfer to Hyatt or United for the biggest wins.
Based on 1.25¢–2.05¢ per point. Cashing out isn't always the best deal — .
Best ways to use points
Cash back vs travel vs gift cards
The same points can be worth wildly different amounts depending on how you redeem. Here's the typical value per point for each option.
Transfer to Partners
2.00¢/pt
Best valueMove points to airline & hotel partners for premium flights and stays. Highest ceiling, a little more effort.
Travel Portal
1.25¢/pt
SolidBook flights and hotels through your card's portal, often at a small bonus over cash. Easy and reliable.
Cash / Statement Credit
1.00¢/pt
ReliablePredictable and flexible, but you usually leave value on the table versus travel.
Gift Cards
0.80¢/pt
Usually skipConvenient, but points are often worth less than a penny each here. Only if you'd buy the gift card anyway.
Points guides
Learn the basics in a few minutes
Short, plain-English reads that help you get more from every point.
What is 1 point worth?
The honest answer: usually between 1 and 2 cents — but it depends entirely on how you redeem.
ReadShould you use points or pay cash?
A one-sentence rule that tells you when to spend points and when to keep them.
ReadWhen should you transfer points?
Transfers unlock the biggest value — but they're usually one-way. Here's how to do it right.
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